# Financial Services AI-Powered Transformation for Banking, Capital Markets, and Insurance ## Transforming Financial Services with Intelligent Engineering In an era of accelerated change, financial institutions must modernize legacy systems, leverage AI and data, and innovate faster than ever before. We combine deep domain expertise with advanced cloud, data, and AI capabilities to help you improve risk management, customer experience, regulatory compliance, and operational efficiency. ### $1M+ Saved Data virtualization platform reduced time-to-market for a global bank ### 60% Effort Reduction Real-time streaming risk platform modernized cash reserve reporting ### 50% Fewer Chargebacks AI-powered customer dispute portal for a global card issuer ### 3M+ Cards & 350M+ Journeys Vix contactless payments system powered by Ness ## Industry Challenges We Solve ### Fragmented legacy platforms and costly operations ### Regulatory pressure and evolving compliance needs ### Low visibility into customer journeys and risk exposure ### Increasing fraud and cybersecurity threats ### The need for real-time, personalized digital experiences ## Industry Domains ### Retail Banking ### Corporate Banking ### Capital Markets ### Risk, Compliance & Regulatory ### Payments & Cards ### FinTech ## Industry Solutions ### Trading Decision Engine A scalable, cloud-native platform leveraging real-time data and predictive AI/ML models to generate actionable trade signals #### AI/ML Model Development Predictive modelling #### Real-time Data Integration Live decision-making #### Cloud-native Platforms Deploy scalable engines #### Custom Dashboards Visualize trade signals and performance metrics ### Fraud, AML, KYC An integrated compliance platform that automates onboarding and monitoring using behavioral analytics and real-time banking-system integration. #### Regulatory Tech Solutions Regulatory compliance platforms #### Automated KYC/AML Workflows Streamline onboarding and monitoring #### Behavioral Analytics Detect anomalies in transactions #### Seamless compliance checks Seamless compliance checks ### Capital Market Data Monetization A governed, API-enabled data ecosystem centralizing market data and delivering analytics-driven, compliant data-as-a-service solutions for investors and trading firms. #### Data Lake & Warehouse Setup Data Lake & Warehouse Setup #### API Enablement Create data-as-a-service platforms #### Analytics & Insights For hedge funds, brokers, and FinTech firms #### Data Governance & Licensing Compliance with data usage policies ### Wealth Advisor An AI-enabled advisory suite that optimizes asset allocation and delivers personalized recommendations to clients. #### Robo-Advisory Platforms AI-driven investment recommendations #### Client 360 Dashboards: Unified view of client portfolios and goals #### Portfolio Optimization Engines Balance risk and return #### Omnichannel Portals Mobile and web interfaces ## Why Ness ? ### 1000+ financial services engineers with expertise across front, middle, and back office ### Trusted partner to top global banks, Fintechs, and asset managers ### Proven success in modernization, data consolidation, SaaS transitions, and automation with specialized IP and accelerators ### Deep partnerships with AWS, Snowflake, Azure, Databricks, NICE Actimize, and more ## Featured Experts ### Ajit Sahoo Financial Services & GCCs Leader ### Anshul Bhargav Financial Services Leader ### Manesh Thattil Financial Services Leader ### Nova Bhojwani Financial Services Industry Leader ## Case Studies ### Building a Governed Enterprise Data Hub to Turn Regulatory Risk into Strategic Advantage Client Overview: One of the largest U.S. regional banks, managing approximately $90B in assets and operating nearly 400 branches nationwide, faced increasing complexity… ### How a Global Financial Crime Leader Scaled Trust, Resilience, and Innovation Client Overview: Our client is a global leader in financial crime, risk, and compliance solutions, trusted by more than 1,000 institutions… ### How a Global Private Equity Leader Accelerated Investor Reporting, Prospecting, and Decision-Making Client Overview: The client is one of the world’s leading private equity firms, headquartered in New York City and managing more… ### How OCC Modernized Clearing Operations for Real-Time Risk, Resilience, and Regulatory Confidence Client Overview: OCC is one of the world’s largest options clearinghouses, supporting 19 major U.S. exchanges and trading platforms. It processes massive… ### Modernizing the Ratings Lifecycle for Speed, Scale, and Transparency Client Overview: The client is one of the world’s largest and most trusted providers of credit ratings, credit research, structured finance… ### Rebuilding an Automotive Data Platform for a Leading Global Data Provider Client Overview: The client is a global provider of automotive data, delivering insights across vehicle production, sales performance, and component-level intelligence.… ### Unifying diverse experiences with a consistent, cohesive OneMain digital design system Client Overview: OneMain Financial is one of the largest personal finance providers in the U.S., offering personal loans, credit cards, and… ## Insights Explore perspectives, research, and best practices from the forefront of intelligent engineering. ### Agentic AI in Financial Services: From PoC to Production Financial services firms are rapidly investing in AI, yet most struggle to move beyond experimentation. Industry research shows that nearly… ### From File Transfers to Intelligent Decisions Reinventing Data Exchange in Financial Services We’re not just moving faster in software development—we’re moving differently. ### Expanding test automation benefits with AI in financial services Expanding test automation benefits with AI in financial services. In the ever-evolving financial services industry, staying ahead requires more than innovative… ### Rebuilding Insurance File Transfers with Lego Blocks and Agentic AI to Cut Costs Rebuilding Insurance File Transfers with Lego Blocks and Agentic AI to Cut Costs. How Ness Digital Engineering Helped an Insurer Save… ## Let’s Engineer What’s Next. Together. Partner with us to build intelligent solutions faster and smarter.